Lending

Unbanking the banked

DeFi money markets enable users to lend and borrow crypto assets without intermediaries, offering greater value for both parties. Lenders earn interest, while borrowers use crypto as collateral to access credit without traditional banking hurdles. These platforms often provide better returns for lenders than traditional markets.

OUSD lends to borrowers with over-collateralized loans, ensuring security through strict liquidation rules. Additionally, platforms like Aave secure lending pools with AAVE tokens to reduce risk further.

OUSD exclusively uses top-tier money markets with audited smart contracts and a proven track record of handling hundreds of millions of dollars safely.

One such platform is Morpho Vault, which offers permissionless lending vaults tailored to different risk profiles. OUSD currently lends to the Steakhouse USDC vault, known for its strong yield and institutional-grade risk management.